What an eventful year we had so far in 2023. The global financial markets experienced an unforeseen rollercoaster ride in the first half of 2023. Following a turbulent 2022 characterized by substantial losses in various asset classes, inflation surges, and swift interest rate increases, retail investors approached 2023 with careful optimism. Fast forward to July 2023, the US markets have demonstrated remarkable resilience and have managed to achieve impressive returns despite the prevailing challenges.